Free Credit Report

With the constant threat of identity theft, it's important to review your your credit report for accuracy. Beginning September 1, 2005, West Virginia residents may obtain a FREE copy of their credit report from each of the three main credit report sources (Trans Union, Experian & Equifax) each year in accordance with the Fair & Accurate Credit Transactions Act signed into law on December 2003.


Reports are available by contacting one of the following credit report sources below...not your financial institution:


  • Phone: 1-877-322-8228

  • Mail: Annual Credit Report Request Service P. O. Box 105281 Atlanta, GA 30348-5281


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